Annual, Ending Dec 2011
Charter Name Street City State ZipCode Region
7346 SELFRELIANCE UKRAINIAN AMERICAN 2332 W Chicago Ave Chicago IL 60622 4

Line Item Dec-2007 Dec-2008 %Chg Dec-2009 %Chg Dec-2010 %Chg Dec-2011 %Chg
ASSETS: Amount Amount   Amount   Amount   Amount  
Cash & Equivalents 22,406,392 11,802,401 -47.3 30,015,545 154.3 21,072,068 -29.8 28,294,485 34.3
TOTAL INVESTMENTS 185,706,298 207,700,773 11.8 314,463,617 51.4 175,564,046 -44.2 172,507,661 -1.7
Loans Held for Sale 0 0 0 0 0 0 0 0 0
Real Estate Loans 235,892,088 236,092,077 0.1 224,676,393 -4.8 214,925,540 -4.3 208,560,980 -3.0
Unsecured Loans 10,645,444 9,768,802 -8.2 8,959,558 -8.3 7,732,866 -13.7 7,621,685 -1.4
Other Loans 6,171,437 4,735,186 -23.3 3,864,166 -18.4 3,422,675 -11.4 2,856,886 -16.5
TOTAL LOANS 252,708,969 250,596,065 -0.8 237,500,117 -5.2 226,081,081 -4.8 219,039,551 -3.1
(Allowance for Loan & Lease Losses) (6,895,002) (7,702,631) 11.7 (7,655,306) -0.6 (8,429,778) 10.1 (7,499,287) -11.0
Land And Building 4,165,456 4,123,179 -1.0 3,988,475 -3.3 4,995,759 25.3 3,859,607 -22.7
Other Fixed Assets 5 5 0.0 5 0.0 381,887 7,637,640.0 262,315 -31.3
NCUSIF Deposit 2,976,457 2,883,705 -3.1 3,221,928 11.7 3,260,319 1.2 3,078,252 -5.6
All Other Assets 3,488,733 2,649,030 -24.1 4,048,339 52.8 3,842,486 -5.1 4,729,622 23.1
TOTAL ASSETS 464,557,308 472,052,527 1.6 585,582,720 24.1 426,767,868 -27.1 424,272,206 -0.6
LIABILITIES & CAPITAL:
Dividends Payable 2,428,756 1,401,887 -42.3 829,639 -40.8 1,087,837 31.1 658,280 -39.5
Notes & Interest Payable 0 7,985,000 0 162,058,554 1,929.5 0 -100.0 0 0
Accounts Payable & Other Liabilities 1,853,383 1,981,102 6.9 2,116,203 6.8 2,304,273 8.9 2,663,994 15.6
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth \3 0 0 0 0 0 0 0 0 0
TOTAL LIABILITIES 4,282,139 11,367,989 165.5 165,004,396 1,351.5 3,392,110 -97.9 3,322,274 -2.1
Share Drafts 27,089,096 24,787,695 -8.5 25,305,636 2.1 28,077,973 11.0 30,567,653 8.9
Regular shares 93,710,304 81,473,102 -13.1 89,554,940 9.9 95,464,411 6.6 107,808,885 12.9
All Other Shares & Deposits 265,607,245 277,130,822 4.3 226,654,015 -18.2 219,988,271 -2.9 201,947,850 -8.2
TOTAL SHARES & DEPOSITS 386,406,645 383,391,619 -0.8 341,514,591 -10.9 343,530,655 0.6 340,324,388 -0.9
Regular Reserve 20,467,698 21,686,340 6.0 22,628,684 4.3 23,490,193 3.8 23,695,256 0.9
Other Reserves 0 0 0 0 0 0 0 0 0
Undivided Earnings 53,400,826 55,606,579 4.1 56,435,049 1.5 56,354,910 -0.1 56,930,288 1.0
TOTAL EQUITY 73,868,524 77,292,919 4.6 79,063,733 2.3 79,845,103 1.0 80,625,544 1.0
TOTAL LIABILITIES, SHARES, & EQUITY 464,557,308 472,052,527 1.6 585,582,720 24.1 426,767,868 -27.1 424,272,206 -0.6
INCOME & EXPENSE:
Loan Income* 15,910,511 14,714,262 -7.5 13,581,133 -7.7 12,432,844 -8.5 11,262,337 -9.4
Investment Income* 9,427,535 8,403,916 -10.9 5,600,594 -33.4 3,719,811 -33.6 3,305,093 -11.1
Other Income* 1,130,482 1,104,644 -2.3 1,165,169 5.5 1,077,529 -7.5 1,294,022 20.1
Total Employee Compensation & Benefits* 5,213,552 5,487,444 5.3 5,094,229 -7.2 5,564,287 9.2 5,693,959 2.3
Temporary Corporate CU Stabilization Expense & NCUSIF Premiums* \2 N/A N/A 0 3,306,791 0 843,877 -74.5 999,563 18.4
Total Other Operating Expenses* 3,472,922 3,595,367 3.5 5,694,144 58.4 4,452,117 -21.8 5,729,302 28.7
Non-operating Income & (Expense)* 0 0 0 0 0 0 0 0 0
NCUSIF Stabilization Income* N/A N/A 0 2,823,502 0 0 -100.0 0 0
Provision for Loan/Lease Losses* 300,000 1,500,000 400.0 1,800,000 20.0 2,400,000 33.3 600,000 -75.0
Cost of Funds* 12,821,394 10,215,617 -20.3 5,504,420 -46.1 3,188,532 -42.1 2,058,188 -35.5
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM* \1 N/A N/A 0 5,077,605 0 1,625,248 -68.0 1,780,003 9.5
Net Income (Loss)* 4,660,660 3,424,394 -26.5 1,770,814 -48.3 781,371 -55.9 780,440 -0.1
* Items are year-to-date. %Change ratios are Annualized.
* Annualization factor: March = 4; June = 2; September =4/3; December = 1 (or no annualizing)
1/ Prior to September 2010, this account was named Net Income (Loss) Before NCUSIF Stabilization Expense. From December 2010 forward, NCUSIF Stabilization Income, if any, is excluded.
2/ Prior to September 2010, this account was named NCUSIF Stabilization Expense. For December 2010 and forward, this account includes Temporary Corporate CU Stabilization Expense and NCUSIF Premiums.
3/ December 2011 and forward includes "Subordinated Debt Included in Net Worth."

National Credit Union Administration
Financial Performance Report - Financial Summary